BAAH ACHEAMFUOR, K. Adoption of Digital Competences in the Ghanaian Banking and Financial Sector for Employability and Competitive Advantage. Tiempo y economía, [S. l.], v. 12, n. 2, p. 1–30, 2025. DOI: 10.21789/24222704.2145. Disponível em: https://tadeo.metarevistas.org/index.php/TyE/article/view/adoption-digital-competences-ghanaian-banking-financial-sector. Acesso em: 18 may. 2025.