Baah Acheamfuor, Kwame. «Adoption of Digital Competences in the Ghanaian Banking and Financial Sector for Employability and Competitive Advantage». Tiempo y economía 12, no. 2 (abril 2, 2025): 1–30. Accedido mayo 18, 2025. https://tadeo.metarevistas.org/index.php/TyE/article/view/adoption-digital-competences-ghanaian-banking-financial-sector.